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    February 9, 2021
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FREE WILLS & TRUSTS WORKSHOP! A UVING TRUST ENSURES YOUR CHOICES ARE LEARN HOW HEARD 7 Costly Mistakes in Estate Planning 1. PROBATE COSTS AND DELAYS: Avid poemtial delays of one year or moe. Eliminate or minimize sabotantial ceut, anomeys' and cecon' foes 2.DIVORCE: Proerve your children's inhericance if they diverce. Up so 50% of your aiets could walk out the door with your cintiw. 3. PRESERVATION: Proerve your childen's inheritance from their crediton 4. REMARRIAGE: Prevent your aen foom going to a stranger instead of your dhikdren if your spoUN pn iemarried afher your death. 5. RETIREMENT PLANS: Choone the right options to pecserve your IRA or 40). Tke advantage of oppeitunities io minimine income tases for your beneficiaries 6. PROPERTY & OWNERSHIP: Leam why putting property in children's names or using joint acoounes ay be a misake. 7.INCAPACITY: Make your final wishes known with a Health Care Directive. Avoid a publicly humliating and expenive gardianship proceeding you become incapacitatod You've worked hand so pus your poeom and valarno your family. They will receive something very different withour proper planning When you atend one of our Fatate lanning Workshops, you will kam how you can trander what mattern most to the people and organirations you vakac, as well as passing on your family valuos, wisdom, and stories to your heirn LIMITED SPACE DUE TO COVID. RESERVE NOW! RESERVE YOUR SEAT TODAY Tuesday, February 16 200 PM - 30 PM Wednesday, February 17 1000 AM - II AM Saturday, February 20 10.00 AM - li00 AM VFW Post 1215 2775 l Seet NW 275 d Soer NW Rochoer. MN 990 Rahona, MN S9 VFW Post 1215 VFW Post 1215 2775 l Seee N Rochete, MN 90I Free consultation for attendees (S400 value) Sporsored by. O'Brien & Wolt, LLP 45-28th Street SE, Sulte 300, Rochestec MN 55901 Corid-19 Precautious: Priper Social hnancing haoked. Fae Mada and Hand Sanitier Pevidol About the Speaker Anomey, RaymondL Hansen, ahor of "Etate Planning Guide Gre Yur lrgy ly Pasing for What Mar Mast "has praticed law in Rochester, Minnesta for ever 20 yeurs Ray's workshops e detaled, informative, and aeundentand Atendees consider his presentations to be an "eye-pning eperience" with a twist of bumor. Seating is Limited, Call Now (507) 289-4041 24-hr Reservation Line or Register Online info@obrienwolf.com FREE WILLS & TRUSTS WORKSHOP! A UVING TRUST ENSURES YOUR CHOICES ARE LEARN HOW HEARD 7 Costly Mistakes in Estate Planning 1. PROBATE COSTS AND DELAYS: Avid poemtial delays of one year or moe. Eliminate or minimize sabotantial ceut, anomeys' and cecon' foes 2.DIVORCE: Proerve your children's inhericance if they diverce. Up so 50% of your aiets could walk out the door with your cintiw. 3. PRESERVATION: Proerve your childen's inheritance from their crediton 4. REMARRIAGE: Prevent your aen foom going to a stranger instead of your dhikdren if your spoUN pn iemarried afher your death. 5. RETIREMENT PLANS: Choone the right options to pecserve your IRA or 40). Tke advantage of oppeitunities io minimine income tases for your beneficiaries 6. PROPERTY & OWNERSHIP: Leam why putting property in children's names or using joint acoounes ay be a misake. 7.INCAPACITY: Make your final wishes known with a Health Care Directive. Avoid a publicly humliating and expenive gardianship proceeding you become incapacitatod You've worked hand so pus your poeom and valarno your family. They will receive something very different withour proper planning When you atend one of our Fatate lanning Workshops, you will kam how you can trander what mattern most to the people and organirations you vakac, as well as passing on your family valuos, wisdom, and stories to your heirn LIMITED SPACE DUE TO COVID. RESERVE NOW! RESERVE YOUR SEAT TODAY Tuesday, February 16 200 PM - 30 PM Wednesday, February 17 1000 AM - II AM Saturday, February 20 10.00 AM - li00 AM VFW Post 1215 2775 l Seet NW 275 d Soer NW Rochoer. MN 990 Rahona, MN S9 VFW Post 1215 VFW Post 1215 2775 l Seee N Rochete, MN 90I Free consultation for attendees (S400 value) Sporsored by. O'Brien & Wolt, LLP 45-28th Street SE, Sulte 300, Rochestec MN 55901 Corid-19 Precautious: Priper Social hnancing haoked. Fae Mada and Hand Sanitier Pevidol About the Speaker Anomey, RaymondL Hansen, ahor of "Etate Planning Guide Gre Yur lrgy ly Pasing for What Mar Mast "has praticed law in Rochester, Minnesta for ever 20 yeurs Ray's workshops e detaled, informative, and aeundentand Atendees consider his presentations to be an "eye-pning eperience" with a twist of bumor. Seating is Limited, Call Now (507) 289-4041 24-hr Reservation Line or Register Online info@obrienwolf.com