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    April 9, 2021
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FREE WILLS & TRUSTS WORKSHOP! A LIVINO TRUST ENSURES VOUR CHOICES ARE HEARD LEARN HOW 7 Costly Mistakes in Estate Planning 1. PROBATE COSTS AND DELAYS: Avoid potential delays of one year or moe. Eliminate or minimize substantial court attorneys' and Personal Representatives fees. 2. DIVORCE: Proserve your chikdren's inheritance if they divorce. Uip to 50% of your assets could walk out the door with your es-in law. 3. PRESERVATION: Preserve your chikdren's inheritance from their creditoes. 4.REMARRIAGE: Prevent your assets from going to a instead of your chikdren if your spouse gets remarried after your death S.RETIREMENT PLANS: Choose the right options to preserve your IRA or 4010). Take advantage of opportunities to minimine income taxes for your benefkiaries 6. PROPERTY & OWNERSHIP: Leam why putting property in chidren's names or uning joint accounts may be a mistake. 7. INCAPACITY: Make your final wishes known with a Heahth Care Directive. Avold a publicly humiliating and espersive guardianahip proceeding if you become incapacitated You've worked hard to pass your possesions and values to your family. They will receive something very different without proper planning When you attend one of our Estate Planning Seminars you will learn hose you can transfer what matters most to the people and organizations you value, as ell as passing on your lamily values, wisdem, and stories to your family. LIMITED SPACE DUE TO COVID. RESERVE NOW! RESERVE YOUR SEAT TODAY Wednesday, Thursday, April 14 700 PM - S30 PM Saturday, April 17 1000 AM-10 AM VFW Post 1215 VFW Post 1215 275d Street NW Rechrar, MN co- P hper Sovid g Fa k d S April 1 200 PM - A30 PM VEW Post 1215 2 en W Rochean ANSI CO p S D N fae Ma, S Rodeer MNI CON he S Ding Faor Mel H Free consultation for attendees (S400 value) Sponsored by: O'Brien & Wolf, LLP 45- 28th Street SE Sute 300, Rochestec MN 55901 About the Speaker Anomey, Raymond L Han ter ofti Pning Cide Cw Your Legacy by Maning ke What Maten Mot"las pticod law in Rochover, Menoota for ver 20 yen Rey's ein a duilod mkenative, ant cayndertand. Anendoo oder his preentlo e"geoponing eperienwih tf Seating is Limited, Call Now (S07) 289-4041 24-hr Reservation Line or Register Oaline Infogobrienwolf.com at Wills & Trusts Workshop FREE WILLS & TRUSTS WORKSHOP! A LIVINO TRUST ENSURES VOUR CHOICES ARE HEARD LEARN HOW 7 Costly Mistakes in Estate Planning 1. PROBATE COSTS AND DELAYS: Avoid potential delays of one year or moe. Eliminate or minimize substantial court attorneys' and Personal Representatives fees. 2. DIVORCE: Proserve your chikdren's inheritance if they divorce. Uip to 50% of your assets could walk out the door with your es-in law. 3. PRESERVATION: Preserve your chikdren's inheritance from their creditoes. 4.REMARRIAGE: Prevent your assets from going to a instead of your chikdren if your spouse gets remarried after your death S.RETIREMENT PLANS: Choose the right options to preserve your IRA or 4010). Take advantage of opportunities to minimine income taxes for your benefkiaries 6. PROPERTY & OWNERSHIP: Leam why putting property in chidren's names or uning joint accounts may be a mistake. 7. INCAPACITY: Make your final wishes known with a Heahth Care Directive. Avold a publicly humiliating and espersive guardianahip proceeding if you become incapacitated You've worked hard to pass your possesions and values to your family. They will receive something very different without proper planning When you attend one of our Estate Planning Seminars you will learn hose you can transfer what matters most to the people and organizations you value, as ell as passing on your lamily values, wisdem, and stories to your family. LIMITED SPACE DUE TO COVID. RESERVE NOW! RESERVE YOUR SEAT TODAY Wednesday, Thursday, April 14 700 PM - S30 PM Saturday, April 17 1000 AM-10 AM VFW Post 1215 VFW Post 1215 275d Street NW Rechrar, MN co- P hper Sovid g Fa k d S April 1 200 PM - A30 PM VEW Post 1215 2 en W Rochean ANSI CO p S D N fae Ma, S Rodeer MNI CON he S Ding Faor Mel H Free consultation for attendees (S400 value) Sponsored by: O'Brien & Wolf, LLP 45- 28th Street SE Sute 300, Rochestec MN 55901 About the Speaker Anomey, Raymond L Han ter ofti Pning Cide Cw Your Legacy by Maning ke What Maten Mot"las pticod law in Rochover, Menoota for ver 20 yen Rey's ein a duilod mkenative, ant cayndertand. Anendoo oder his preentlo e"geoponing eperienwih tf Seating is Limited, Call Now (S07) 289-4041 24-hr Reservation Line or Register Oaline Infogobrienwolf.com at Wills & Trusts Workshop